Generally speaking, a Notary Public is required if the document is being sent out of Province. Where a document requires that it be ‘sworn’ to, it can be sworn in front of a Commissioner for Oaths. A Commissioner for Oaths can be found in all law offices but they can...
I’m posed this questions by clients often. The technical answer is: unless your lender demands that you have title insurance it is not required that you have it. The practical answer is somewhat different. Any time that you can minimize the risk of your having...
Don’t Forget This Details After Purchasing a Home One issue that arises frequently when you are purchasing and mortgaging a new home is a failure for your mortgage company to provide mortgage instructions to your lawyer. The lawyer wants to have mortgage...
You’ve sold your home. You’re moving. What can you take with you? Normally, you can take everything not attached to the home, excluding the items listed in the contract as “attached goods”. You can include and exclude any number of items so long as you’ve placed...
Generally, a purchaser will be unable negotiate a hold back for a portion of the purchase price on the closing date. For example, suppose that you, as purchaser, are taking possession of your new house today and you find that the dishwasher does not work, the front...
While a large proportion of my real estate practice comes to me via my connection with realtors, I don’t want to point fingers, but I am increasingly finding that both Buyers and Sellers are not being served well by their realtors. My issue to discuss in this...
A Home Inspector can often play a valuable role in your home purchase decision. Not only are inspectors trained to recognize the telltale signs of a problem but they may be a valuable asset for any claim you might end up having with the Vendor of your new home. In one...
In a previous post we discussed the role of the Executor/Executrix of a will. Someone asked a question pertaining to debts of the estate and whether those responsibilities fall to the executor. Does the Executor become liable for the debts incurred, even if debts...
In my years of experience I’ve watched family members, brothers and sisters, parents and children, boyfriends and girlfriends, teammates and others, purchase properties, and then have their relationships deteriorate. They all said, in the beginning, “a breakup...
It never ceases to amaze me that two or more adults can agree to pool their money to purchase a home, to fund monthly mortgage payments, to maintain and operate that home, all with have no written agreement that sets out what will happen if their relationship comes...
