Commissioner for Oaths or Notary Public?

Generally speaking, a Notary Public is required if the document is being sent out of Province. Where a document requires that it be ‘sworn’ to, it can be sworn in front of a Commissioner for Oaths. A Commissioner for Oaths can be found in all law offices but they can...

Should You Get Title Insurance?

I’m posed this questions by clients often. The technical answer is: unless your lender demands that you have title insurance it is not required that you have it. The practical answer is somewhat different. Any time that you can minimize the risk of your having...

Mortgage Instructions for Your Lawyer

Don’t Forget This Details After Purchasing a Home One issue that arises frequently when you are purchasing and mortgaging a new home is a failure for your mortgage company to provide mortgage instructions to your lawyer. The lawyer wants to have mortgage...
What you can take after selling your home

What you can take after selling your home

You’ve sold your home. You’re moving. What can you take with you? Normally, you can take everything not attached to the home, excluding the items listed in the contract as “attached goods”. You can include and exclude any number of items so long as you’ve placed...
Real Estate Buying Tips: Hold Backs

Real Estate Buying Tips: Hold Backs

Generally, a purchaser will be unable negotiate a hold back for a portion of the purchase price on the closing date. For example, suppose that you, as purchaser, are taking possession of your new house today and you find that the dishwasher does not work, the front...
Don’t Forgo the Important Role of Home Inspector

Don’t Forgo the Important Role of Home Inspector

A Home Inspector can often play a valuable role in your home purchase decision. Not only are inspectors trained to recognize the telltale signs of a problem but they may be a valuable asset for any claim you might end up having with the Vendor of your new home. In one...