Creating Co-habitation Agreements

Creating Co-habitation Agreements

Any time that two or more unmarried individuals purchase a property, either to live in or as an investment property, they need to have a written agreement among themselves that states their intentions in regard to the property. I hear the question frequently,...
Estate Litigation – Role of Executor

Estate Litigation – Role of Executor

When someone passes away, the beneficiaries look to the deceased’s Will for how the estate will be handled. Often a testator (the person who died) will appoint a son or daughter to be the Executor/Executrix of the estate. The Executor/Executrix has the...

Commissioner for Oaths or Notary Public?

Generally speaking, a Notary Public is required if the document is being sent out of Province. Where a document requires that it be ‘sworn’ to, it can be sworn in front of a Commissioner for Oaths. A Commissioner for Oaths can be found in all law offices but they can...

Should You Get Title Insurance?

I’m posed this questions by clients often. The technical answer is: unless your lender demands that you have title insurance it is not required that you have it. The practical answer is somewhat different. Any time that you can minimize the risk of your having...

Mortgage Instructions for Your Lawyer

Don’t Forget This Details After Purchasing a Home One issue that arises frequently when you are purchasing and mortgaging a new home is a failure for your mortgage company to provide mortgage instructions to your lawyer. The lawyer wants to have mortgage...
What you can take after selling your home

What you can take after selling your home

You’ve sold your home. You’re moving. What can you take with you? Normally, you can take everything not attached to the home, excluding the items listed in the contract as “attached goods”. You can include and exclude any number of items so long as you’ve placed...
Things to Look at Before Purchasing Your First Home

Things to Look at Before Purchasing Your First Home

There is no substitute for actually spending the time to review your contemplated house purchase prior to entering into a Purchase Agreement. Many purchasers will not look beyond the well maintained lawn, the flowers and the paint colour to consider the other...
Things to Look at Before Purchasing Your First Home

Real Estate Buying Tips: Hold Backs

Generally, a purchaser will be unable negotiate a hold back for a portion of the purchase price on the closing date. For example, suppose that you, as purchaser, are taking possession of your new house today and you find that the dishwasher does not work, the front...