I’m posed this questions by clients often. The technical answer is: unless your lender demands that you have title insurance it is not required that you have it. The practical answer is somewhat different. Any time that you can minimize the risk of your having...
Don’t Forget This Details After Purchasing a Home One issue that arises frequently when you are purchasing and mortgaging a new home is a failure for your mortgage company to provide mortgage instructions to your lawyer. The lawyer wants to have mortgage...
You’ve sold your home. You’re moving. What can you take with you? Normally, you can take everything not attached to the home, excluding the items listed in the contract as “attached goods”. You can include and exclude any number of items so long as you’ve placed...
Generally, a purchaser will be unable negotiate a hold back for a portion of the purchase price on the closing date. For example, suppose that you, as purchaser, are taking possession of your new house today and you find that the dishwasher does not work, the front...
While a large proportion of my real estate practice comes to me via my connection with realtors, I don’t want to point fingers, but I am increasingly finding that both Buyers and Sellers are not being served well by their realtors. My issue to discuss in this...
A Home Inspector can often play a valuable role in your home purchase decision. Not only are inspectors trained to recognize the telltale signs of a problem but they may be a valuable asset for any claim you might end up having with the Vendor of your new home. In one...
